How These Terms Govern Your Account
By creating a bijoy21 account, you confirm you meet the eligibility conditions for your region and that you are using the platform on your own behalf. Each deposit — whether through bKash, Nagad, or Rocket — is subject to these terms, and any transaction you initiate
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through your mobile wallet is treated as an instruction you authorised. We may suspend or close accounts that show signs of misuse, duplicate registrations, or payment irregularities. If we find a conflict between a payment and your account record, we will reach out before acting. Changes
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to these terms take effect when posted; continuing to use the platform after a change means you accept the updated version. If any part of these terms conflicts with applicable law in Bangladesh or your eligible region, that local rule applies in place of the conflicting
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clause. We do not override local consumer protections — we operate within them.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.